At the beginning of each year many people come up with their New Year's resolutions. Some of them want to eat more healthy, some want to save some money, some want to travel more, some want to give up on bad habits... There are so many types of resolutions people make at the beginning of the year, but the problem is often keeping them.

Sometimes the goal you set is so big that it will require many small steps to reach that ultimate big goal, and because it feels overwhelming, you don't see all the small steps that are between you and your goal, and then you start thinking you can't achieve it, and you give up. I think the key is to focus on the small steps that are achievable much easier, and then with time you will get to that big goal. 

Another important thing to keep in mind is why you made that resolution in the first place, and what do you ultimately hope to achieve by reaching that goal. Will this improve your life, or maybe life of your loved ones? Every time you want to give up, think about that. There are also many tools and resources you can use to help you with your resolutions and guide you, like for example study guide for students.

If your New year's resolutions are based on making smarter and more responsible financial decisions, then using one of the calculators that are available online might be the best option for you. There is a wide variety of calculators you can choose from: mortgage calculators, auto calculators, loans, savings, etc. In this time of inflation and uncertainty, a tool like this could be super helpful! I recently came across these calculators, and was impressed by how helpful they were.

I believe a tool like this could really help you keep your financial resolutions and make your goals more clear and achievable. 

Whatever your resolutions may be, determination is the most important thing, as well as keeping your goal very clear all the time. Believe in yourself, your abilities and goals and you can do anything!